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Protect You and Your Customers from Phishing Scams Phishing
is one of the fastest growing online frauds today. It uses spam email
to defraud victims. It is becoming increasingly common - and
increasingly dangerous. Phishers send out emails falsely claiming
to be an established and legitimate company in an attempt to scam users
into surrendering private information that will subsequently be used
for identity theft. The email directs the user to a website where they
are asked to update personal information. This can include passwords
and credit cards, social security, bank account numbers and other
sensitive information that the legitimate organization already has on
file. This website is bogus even though it looks identical to the
legitimate site. Once a customer has updated their data, the phishers
steal the identity and run up bills in your name or uses it to commit
other crimes. A common phishing technique involves creating the
impression that there is an immediate need for personal information,
luring unsuspecting users to quickly click on a link to these bogus
sites. By spamming large groups of people, phishers can convince up to
five percent of email users to reveal sensitive and personal
information. Prevention Tips One of the easiest ways to protect yourself from phishers is to take simple precautions. - Do
not respond to unsolicited emails that ask for any personal information
regardless of how urgent the request appears. Legitimate companies do
not ask for personal or sensitive information in this format. If you
are concerned about your account - contact the company directly using
an email address or phone number that you know is legitimate.
- Do
not email any personal or financial information. If you initiate a
purchase online, look for indicators that the site is secure. E.g. a
lock icon, a url that begins with "https:" (the "s" stands for secure)
- Review your credit card and bank statements as you receive them to ensure that all transactions are legitimate.
- Get
spam and anti-virus protection. Using the same methods to detect spam,
phishing emails can be identified and filtered out of inbound email to
stop you from receiving them.
- Report anything suspicious.
Contact the legitimate company in the suspect email using an email
address or phone number that you know is correct.
Been Phished? If you believe that you responded to a phishing email and provided sensitive and personal information to a bogus website:- Contact the legitimate company in the suspect email using an email address or phone number that you know is correct.
- Contact your credit card company and request that a fraud alert be placed on your card(s).
- Take preventative action for the future through awareness and by investing in an anti-spam and anti-virus service.
Protect yourself and your customers from phishing. Be aware of what it is and take preventative measures.
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