E-Commerce with webonline
What can webonline offer?
webonline is able to E-Commerce enable your site and allow your visitors to pay for services or products online in real-time.
Who does webonline use as their E-Commerce provider?
webonline uses the IVERI payment system which is Nedbank's Internet Payment Gateway. WorldPay is a good alternative should you require multi-currency transactions.
I don't have a Nedbank account. What now?
That's not a problem! You only require a merchant account at Nedbank. Your money is then instantly transferred to any bank account in South Africa.
What do I have to do and how long does it take to set-up?
All it takes is the completion of a form and a wait of about a week for the bank to set-up the account. You do not need to be a "mega-business" with a million Rand's plus worth of turnover to qualify for the service! The only restriction is that Nedbank will not issue a merchant number to a company or sole trader that has a judgment against their name. You are even able to apply for a merchant number on your own name without having a registered business. You will need to complete the IVERI application form at http://www.nedlink.co.za
So, what are the cost implications?
The e-commerce package (the payment gateway) from webonline costs a mere R90.00 per month. IVERI then charges you R300.00 per month for the banking section of the transaction. Please note that Nedbank takes 5% of all transactions which is the standard speed-point fee. You will be able to negotiate a better fee if you are already a merchant with a large turnover. There are no other hidden costs. The typical costs are therefore made up of the following: Your hosting contract with webonline, Your payment gateway with webonline (R90.00 pm), Your service from IVERI (R300.00 pm) 5% levy on all transactions. (Standard speed point fee) (IVERI does levy a set-up fee which varies form time to time)
I want a SSL certificate on my site, what costs apply?
If you need a SSL certificate on your website, you will need to get a SSL certificate. We will be able to provide you with a SSL certificate at a price of $125.00 per year. This certificate will be issued by Comodo. You will also need a dedicated IP address. The dedicated IP address will cost you R100.00/month. To host the SSL certificate will cost you R175.00 per month.
What do I get from webonline?
We provide the basics and the rest will be up to your web designer. Once you are set-up, you'll be able to handle basic credit card transactions on your site without a shopping basket. You'll then select your own shopping basket if you require one. webonline is unfortunately not responsible for the integration of your shopping basket.
You receive the following for R90.00 pm:
- Use of webonline's secure certificate.
- Use of webonline's payment gateway.
- Set-up of your basic processing.
I want to E-Commerce enable my site, so how do I get started?
- Go to http://www.nedlink.co.za and complete the IVERI Lite application form.
- Wait for Nedbank/ IVERI to contact you. They will provide you with a merchant number if your application is successful.
- Email the information you receive to support@webonline.biz and ask them to set-up the default payment gateway. (This may take about 2 days once we have received your details.
- webonline will then add the additional R90.00 per month to your debit order.
I would rather use another E-Commerce provider!
You are more than welcome to make use of any provider you prefer. There are so many options available that webonline had to offer one "Turn-Key" solution and we happened to have selected IVERI as they were about the first company to go live with online credit card processing in South Africa and we haven't had any complaints to-date.
Who else provides payment gateways in South Africa?
We are currently aware of the following providers:
Still not 100% of what's involved?
Please contact sales@webonline.biz should you have any further questions.
"1.8 million South Africans online by end of 1999."
- Third South African Internet Services Industry Survey '99.
"43% of South African online users have made a purchase online."
- 1998 South African User Survey. |